Terms and Conditions

SKILL ACCELERATOR PRO LLC

Last Updated: [January 13th, 2026]

IMPORTANT: PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE PURCHASING OR USING OUR SERVICES. BY MAKING A PURCHASE, CREATING AN ACCOUNT, OR ACCESSING ANY OF OUR DIGITAL PRODUCTS, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. THESE TERMS INCLUDE A MANDATORY ARBITRATION PROVISION AND CLASS ACTION WAIVER IN SECTION 16. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT PURCHASE OR USE OUR SERVICES.

1. AGREEMENT TO TERMS

1.1 Binding Agreement. These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "Student," "Customer," "you," or "your") and SKILL ACCELERATOR PRO LLC ("Company," "we," "us," or "our"), a limited liability company organized and existing under the laws of the State of Texas, United States of America, regarding your access to and use of our website located at https://www.skillacceleratorpro.com (the "Website"), all online courses, group coaching programs, templates, tools, eBooks, digital downloads, and any other digital products or services we offer (collectively, the "Products" or "Services").

1.2 Acceptance. By purchasing, enrolling in, accessing, downloading, or using any of our Products or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy located at https://www.skillacceleratorpro.com/privacy-policy, and all applicable laws and regulations.

1.3 Modifications. We reserve the right to modify, update, or change these Terms at any time in our sole discretion. Any changes will be effective immediately upon posting to our Website. Your continued use of the Products or Services following the posting of revised Terms constitutes your acceptance of such changes. We will notify users of material changes via email or prominent notice on our Website.

1.4 Entire Agreement. These Terms, together with our Privacy Policy and any offer-specific terms presented at the time of purchase, constitute the entire agreement between you and the Company regarding the subject matter hereof and supersede all prior or contemporaneous communications, representations, or agreements, whether oral or written.

2. ELIGIBILITY REQUIREMENTS

2.1 Age Requirement. You must be at least eighteen (18) years of age to purchase, access, or use any of our Products or Services. By purchasing or using our Products or Services, you represent and warrant that you are at least 18 years old.

2.2 Minors. Our Products and Services are not intended for individuals under the age of 18. If you are under 18 years of age, you may only use our Products or Services with the involvement and consent of a parent or legal guardian who agrees to be bound by these Terms. The parent or legal guardian assumes full responsibility for the minor's use of the Products or Services.

2.3 Legal Capacity. You represent and warrant that you have the legal capacity and authority to enter into these Terms and to form a binding contract under applicable law in your jurisdiction.

2.4 Compliance with Laws. You agree to comply with all applicable local, state, national, and international laws, statutes, ordinances, and regulations in connection with your purchase and use of the Products and Services.

2.5 Account Information. You agree to provide accurate, current, and complete information during registration and checkout, and to update such information as necessary to keep it accurate, current, and complete. You are solely responsible for maintaining the accuracy of your account information.

3. PRODUCTS AND SERVICES DESCRIPTION

3.1 Digital Products. SKILL ACCELERATOR PRO LLC offers various digital products and services, which may include but are not limited to:

• (a) Online courses and educational programs;
• (b) Group coaching sessions and programs;
• (c) Templates, tools, and digital resources;
• (d) eBooks and digital downloads;
• (e) Membership programs and subscriptions;
• (f) Any other digital products or services we may offer from time to time.

3.2 Platform. Our Products and Services are hosted on and delivered through the Kajabi platform. By using our Products and Services, you also agree to comply with Kajabi's Terms of Use available at https://kajabi.com/policies/terms and Kajabi's Privacy Policy available at https://kajabi.com/policies/privacy.

3.3 Access Period. Unless otherwise specified in the offer-specific terms at the time of purchase, access to purchased Products is granted for a period of one (1) year from the date of purchase. After this period, access may be terminated unless renewed or extended.

3.4 Content Updates. The Company reserves the right to modify, update, add to, or remove content from any Product at any time without notice. We are not obligated to provide updates, upgrades, or new versions of any Product.

3.5 Technical Requirements. You are solely responsible for ensuring you have adequate internet connectivity, compatible devices, software, and technical capabilities necessary to access and use the Products. The Company is not responsible for any inability to access Products due to your technical limitations, equipment failures, or internet service issues.

4. ACCOUNT REGISTRATION AND SECURITY

4.1 Account Creation. To access certain Products and Services, you must create an account on our platform. You agree to provide truthful and accurate information during registration.

4.2 Account Security. You are responsible for maintaining the confidentiality and security of your account login credentials, including your username and password. You agree not to share your login credentials with any third party.

4.3 Unauthorized Access. You are solely responsible for all activities that occur under your account, whether or not you have authorized such activities. You agree to immediately notify us at [email protected] of any unauthorized use of your account or any other breach of security.

4.4 Account Restrictions. Each purchase grants access to one (1) individual user only. Account sharing, including sharing login credentials or allowing multiple individuals to access Products through a single account, is strictly prohibited and constitutes a material breach of these Terms.

4.5 Company's Right to Access. The Company reserves the right to access, monitor, and review your account activity for security purposes, compliance verification, and enforcement of these Terms.

5. PAYMENT TERMS

5.1 Pricing. All prices for Products and Services are displayed at the time of purchase and are quoted in United States Dollars (USD) unless otherwise specified. Prices are subject to change without notice; however, the price in effect at the time of your purchase will be the price charged to you.

5.2 Payment Processing. Payments are processed through Kajabi Payments, which utilizes Stripe, Inc. as its payment processing backend. By making a purchase, you agree to the Stripe Services Agreement available at https://stripe.com/legal and Stripe's Privacy Policy available at https://stripe.com/privacy.

5.3 Payment Methods. We accept various payment methods as made available through our payment processor, which may include credit cards, debit cards, and other payment options. You represent and warrant that you are authorized to use the payment method you provide.

5.4 Payment Plans. For certain Products, we may offer payment plan options. If you enroll in a payment plan:

• (a) You authorize us to charge your payment method for all scheduled installments;
• (b) You agree to pay all installments according to the schedule presented at checkout;
• (c) Payment plan amounts are non-refundable regardless of whether you complete the Product;
• (d) Failure to complete payment plan installments may result in suspension or termination of access to the Product.

5.5 Failed Payments. If any payment fails or is declined, access to your Products may be immediately suspended or terminated. You remain responsible for any outstanding balance. We reserve the right to pursue collection of unpaid amounts through any lawful means.

5.6 Taxes. You are responsible for paying any applicable taxes, duties, or governmental fees associated with your purchase, except for taxes based on the Company's net income. If we are required to collect or pay any taxes on your behalf, such taxes will be charged to you.

5.7 Currency Conversion. If you pay in a currency other than USD, currency conversion fees and exchange rate differences are your sole responsibility and will be charged by your financial institution.

6. REFUND POLICY

6.1 No Refund Policy. Due to the digital nature of our Products and the immediate access granted upon purchase, ALL SALES ARE FINAL AND NON-REFUNDABLE unless otherwise explicitly stated in writing in the specific offer terms presented to you at the time of purchase.

6.2 Offer-Specific Terms. Certain Products may have specific refund terms, guarantees, or conditions that differ from this general policy. Any such offer-specific terms will be clearly presented to you prior to or at the time of purchase and will be incorporated into these Terms by reference. In the event of a conflict between these Terms and any offer-specific terms, the offer-specific terms shall control with respect to that particular Product.

6.3 No Refunds For. Without limiting the generality of the foregoing, refunds will NOT be issued for:

• (a) Change of mind or personal circumstances;
• (b) Dissatisfaction with Product content, format, or delivery;
• (c) Failure to complete the Product or use the materials;
• (d) Inability to access Products due to your technical limitations;
• (e) Duplicate or accidental purchases (contact us immediately at [email protected]);
• (f) Lack of time to complete the Product;
• (g) Any other reason not explicitly covered by offer-specific refund terms.

6.4 Acknowledgment. By completing your purchase, you acknowledge that you have read and understood this refund policy, you agree that all sales are final unless otherwise stated in offer-specific terms, and you waive any right to request a refund except as expressly provided.

6.5 Chargebacks and Disputes. If you initiate a chargeback, payment dispute, or request a reversal of payment in violation of this refund policy, the Company reserves the right to:

• (a) Immediately terminate your access to all Products and Services;
• (b) Pursue collection of the disputed amount plus any associated fees and costs;
• (c) Report the dispute to credit reporting agencies;
• (d) Take any and all legal action available to recover amounts owed plus damages.

6.6 Payment Plan Obligations. If you are enrolled in a payment plan, you remain obligated to complete all scheduled payments regardless of whether you continue to use or access the Product, unless the offer-specific terms provide otherwise.

7. EDUCATIONAL DISCLAIMER

7.1 Educational Content Only. All content provided through our Products and Services, including but not limited to online courses, coaching sessions, templates, tools, eBooks, and any other materials, is for general educational and informational purposes only.

7.2 Not Professional Advice. Our Products and Services do NOT constitute and should NOT be construed as:

• (a) Legal advice or legal services;
• (b) Financial, investment, or accounting advice;
• (c) Medical, health, or mental health advice;
• (d) Tax advice or tax preparation services;
• (e) Career counseling or employment advice;
• (f) Any other form of licensed professional advice or services.

7.3 Seek Professional Guidance. You are strongly encouraged to seek the advice of qualified professionals (such as attorneys, accountants, financial advisors, medical professionals, or other licensed practitioners) for any questions or decisions requiring professional expertise. Never disregard professional advice or delay seeking professional guidance because of information contained in our Products.

7.4 No Professional Relationship. Your purchase and use of our Products and Services does NOT create any professional-client relationship, fiduciary relationship, or advisory relationship between you and the Company, its owners, employees, or contractors.

7.5 Your Responsibility. You are solely responsible for evaluating and verifying any information, strategies, or recommendations provided in our Products before implementing them. Any actions you take based on information in our Products are taken at your own risk and discretion.

8. NO GUARANTEE OF RESULTS

8.1 No Results Guarantee. The Company makes no guarantees, representations, or warranties of any kind, express or implied, regarding the results you may or may not achieve from the Products or Services. Your success depends on numerous factors unique to you, including but not limited to your effort, dedication, skills, experience, market conditions, and circumstances beyond our control.

8.2 Testimonials and Examples. Any testimonials, case studies, examples, or success stories presented on our Website or in our Products represent individual experiences and are not guarantees or predictions of your own results. These examples are provided for illustrative purposes only. Individual results will vary, and there is no assurance that you will achieve similar results.

8.3 Hypothetical Results. Any forward-looking statements, projections, estimates, or hypothetical examples regarding potential outcomes are based on opinions, estimates, and assumptions. They are not promises or guarantees of future performance and should not be relied upon as such.

8.4 Assumption of Risk. You acknowledge and accept that purchasing and using our Products involves inherent risks. You assume full responsibility for your decisions and actions based on the information provided in our Products.

9. INTELLECTUAL PROPERTY RIGHTS

9.1 Company Ownership. All content, materials, videos, audio recordings, text, graphics, images, logos, trademarks, service marks, trade names, course materials, templates, tools, methodologies, frameworks, systems, and other intellectual property contained in or associated with our Website, Products, and Services (collectively, "Company Materials") are owned exclusively by or licensed to the Company and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

9.2 Limited License. Subject to your compliance with these Terms and full payment of all applicable fees, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the purchased Products solely for your personal, non-commercial educational purposes.

9.3 Prohibited Activities. You expressly agree that you will NOT:

• (a) Copy, reproduce, duplicate, download (except as necessary to access content), or store any Company Materials beyond what is necessary for personal use;
• (b) Distribute, publish, display, transmit, broadcast, or make available any Company Materials to any third party;
• (c) Modify, adapt, translate, create derivative works from, or build upon any Company Materials;
• (d) Sell, resell, license, sublicense, rent, lease, loan, or commercially exploit any Company Materials;
• (e) Share, transfer, or assign your account access or login credentials to any other person;
• (f) Record, screenshot, screen capture, photograph, or otherwise capture any video, audio, or other content;
• (g) Use any Company Materials to create competing products, services, or courses;
• (h) Reverse engineer, decompile, or disassemble any Company Materials or software;
• (i) Remove, alter, or obscure any copyright, trademark, or other proprietary notices;
• (j) Use any automated means (including bots, scrapers, or crawlers) to access or download Company Materials;
• (k) Circumvent, disable, or interfere with any security features or access controls.

9.4 Third-Party Materials. Our Products may incorporate or reference third-party materials, tools, or content. Such materials remain the property of their respective owners, and we make no claim of ownership over them. Any use of third-party materials is subject to the applicable third-party terms and licenses.

9.5 AI-Generated Content. Certain content within our Products may have been created with the assistance of artificial intelligence tools. Such content is owned by the Company to the fullest extent permitted by law.

9.6 Enforcement. Any unauthorized use of Company Materials constitutes a material breach of these Terms, infringement of our intellectual property rights, and may violate applicable laws. The Company reserves the right to:

• (a) Immediately terminate your access to all Products and Services without refund;
• (b) Pursue all available legal remedies, including injunctive relief and monetary damages;
• (c) Report violations to appropriate legal authorities;
• (d) Recover all attorney's fees and costs incurred in enforcing these provisions.

9.7 Survival. All intellectual property rights and restrictions set forth in this Section shall survive the termination or expiration of these Terms.

10. USER CONDUCT AND ACCEPTABLE USE

10.1 General Conduct. You agree to use our Website, Products, and Services only for lawful purposes and in accordance with these Terms. You agree not to use our Products or Services in any way that could damage, disable, overburden, or impair our systems or interfere with any other party's use.

10.2 Prohibited Conduct. You agree NOT to:

• (a) Violate any applicable laws, regulations, or third-party rights;
• (b) Post, transmit, or share any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable;
• (c) Engage in hate speech, discrimination, or harassment based on race, ethnicity, religion, gender, sexual orientation, disability, or any other protected characteristic;
• (d) Spam, advertise, solicit, or promote unauthorized commercial activities;
• (e) Impersonate any person or entity or misrepresent your affiliation with any person or entity;
• (f) Collect or harvest any information about other users without their consent;
• (g) Interfere with or disrupt the integrity or performance of our systems;
• (h) Attempt to gain unauthorized access to any portion of our systems or other users' accounts;
• (i) Use our Products or Services to transmit malware, viruses, or other harmful code.

10.3 Community Spaces. If we provide any community features, discussion forums, group coaching spaces, or interactive elements, you agree to treat all participants with respect and courtesy, maintain confidentiality of other participants' personal information, follow any additional community guidelines we may establish, and refrain from disruptive or inappropriate behavior.

10.4 Consequences. Violation of these conduct standards may result in immediate suspension or termination of your access to Products and Services without refund, and may subject you to legal action.

11. TERMINATION AND SUSPENSION

11.1 Company's Right to Terminate. The Company reserves the right, in its sole and absolute discretion, to suspend, restrict, or terminate your access to any or all Products and Services immediately, without prior notice or liability, for any reason, including but not limited to:

• (a) Violation of any provision of these Terms;
• (b) Fraudulent, illegal, or unauthorized activity;
• (c) Sharing account access or login credentials;
• (d) Unauthorized reproduction, distribution, or use of Company Materials;
• (e) Initiation of chargebacks or payment disputes in violation of Section 6;
• (f) Failed or missed payment plan installments;
• (g) Abusive, harassing, or inappropriate conduct;
• (h) Any other conduct we determine, in our sole discretion, to be harmful to us, other users, or third parties.

11.2 Effect of Termination. Upon termination:

• (a) Your right to access all Products and Services immediately ceases;
• (b) You must destroy any downloaded or printed Company Materials in your possession;
• (c) You remain liable for any outstanding payment obligations;
• (d) You are NOT entitled to any refund of amounts paid.

11.3 Access Expiration. Your access to Products will expire at the end of your access period (typically one year from purchase, unless otherwise specified). After expiration, you will no longer have access to Product materials unless you renew or repurchase.

11.4 Survival. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property rights, warranty disclaimers, limitation of liability, indemnification, and dispute resolution provisions.

12. DISCLAIMER OF WARRANTIES

12.1 "As Is" Basis. THE WEBSITE, PRODUCTS, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

12.2 Disclaimer. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• (a) IMPLIED WARRANTIES OF MERCHANTABILITY;
• (b) FITNESS FOR A PARTICULAR PURPOSE;
• (c) TITLE AND NON-INFRINGEMENT;
• (d) WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE;
• (e) WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF CONTENT;
• (f) WARRANTIES THAT THE PRODUCTS WILL MEET YOUR SPECIFIC REQUIREMENTS;
• (g) WARRANTIES THAT ACCESS WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE;
• (h) WARRANTIES REGARDING RESULTS OBTAINED FROM USE OF THE PRODUCTS.

12.3 Third-Party Services. We make no warranties regarding any third-party services, platforms, or tools used in connection with our Products, including but not limited to Kajabi, Stripe, or any other service providers.

12.4 State Law Variations. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

13. LIMITATION OF LIABILITY

13.1 Exclusion of Damages. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS OWNERS, MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY:

• (a) INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES;
• (b) LOSS OF PROFITS, REVENUE, BUSINESS, SAVINGS, OR GOODWILL;
• (c) LOSS OF DATA OR DATA BREACH;
• (d) COST OF PROCUREMENT OF SUBSTITUTE SERVICES;
• (e) PERSONAL INJURY OR PROPERTY DAMAGE;
• (f) ANY OTHER DAMAGES,

ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE WEBSITE, PRODUCTS, OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

13.2 Maximum Liability. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY'S TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS, THE WEBSITE, PRODUCTS, OR SERVICES SHALL NOT EXCEED THE LESSER OF: (A) THE TOTAL AMOUNT YOU ACTUALLY PAID TO THE COMPANY FOR THE SPECIFIC PRODUCT GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED UNITED STATES DOLLARS ($100.00 USD).

13.3 Essential Purpose. THE LIMITATIONS IN THIS SECTION SHALL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

13.4 Basis of the Bargain. YOU ACKNOWLEDGE AND AGREE THAT THE COMPANY HAS OFFERED ITS PRODUCTS AND SERVICES, SET ITS PRICES, AND ENTERED INTO THESE TERMS IN RELIANCE UPON THE WARRANTY DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH HEREIN, AND THAT THE SAME FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN THE PARTIES.

13.5 State Law Variations. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE LIMITATIONS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

14. INDEMNIFICATION

14.1 Your Indemnification Obligation. You agree to defend, indemnify, and hold harmless the Company, its owners, members, managers, officers, directors, employees, agents, contractors, affiliates, licensors, and service providers (collectively, "Indemnified Parties") from and against any and all claims, damages, judgments, awards, obligations, losses, liabilities, costs, debts, and expenses (including but not limited to reasonable attorney's fees and legal costs) arising from or related to:

• (a) Your access to or use of the Website, Products, or Services;
• (b) Your violation or breach of any provision of these Terms;
• (c) Your violation of any applicable law, rule, or regulation;
• (d) Your violation of any third-party rights, including intellectual property rights, privacy rights, or publicity rights;
• (e) Any content you submit, post, or transmit through our platforms;
• (f) Any claim that your actions caused injury or damage to a third party;
• (g) Any dispute between you and any third party.

14.2 Procedure. We will provide you with prompt written notice of any claim subject to indemnification. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims.

15. GOVERNING LAW AND JURISDICTION

15.1 Governing Law. These Terms and any dispute or claim arising out of or relating to these Terms, the Website, Products, or Services, or the breach, termination, enforcement, interpretation, or validity thereof (collectively, "Disputes"), shall be governed by and construed in accordance with the laws of the State of Texas, United States of America, without regard to its conflict of law principles.

15.2 Jurisdiction. Subject to the mandatory arbitration provisions in Section 16, you agree that any legal action or proceeding arising out of or relating to these Terms or any Dispute shall be brought exclusively in the state or federal courts located in Harris County, Texas, United States. You hereby irrevocably consent and submit to the personal jurisdiction and venue of such courts and waive any objection based on inconvenient forum.

15.3 Waiver of Jury Trial. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND THE COMPANY EACH WAIVE THE RIGHT TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR ANY DISPUTE.

16. MANDATORY ARBITRATION AND CLASS ACTION WAIVER

16.1 Agreement to Arbitrate. You and the Company mutually agree that any and all Disputes arising out of or relating to these Terms, your purchase or use of the Products or Services, or your relationship with the Company shall be resolved exclusively through final and binding arbitration, rather than in court, except as otherwise provided in this Section.

16.2 Arbitration Rules. The arbitration shall be administered by the American Arbitration Association ("AAA") in accordance with its Consumer Arbitration Rules then in effect (the "AAA Rules"), as modified by this Section. The AAA Rules are available at www.adr.org or by calling 1-800-778-7879.

16.3 Arbitration Process. The arbitration shall be conducted by a single neutral arbitrator. The arbitrator shall have the authority to award any relief that would be available in a court of law. The arbitrator's decision shall be final and binding, and judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

16.4 Location. The arbitration shall take place in Harris County, Texas, unless you and the Company mutually agree to a different location or to conduct the arbitration by telephone, video conference, or based on written submissions.

16.5 Fees. Payment of all filing, administration, and arbitrator fees shall be governed by the AAA Rules. If you demonstrate that the costs of arbitration are prohibitive compared to the costs of litigation, the Company will pay as much of the filing, administration, and arbitrator fees as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive.

16.6 CLASS ACTION WAIVER. YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, REPRESENTATIVE, OR CONSOLIDATED PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.

16.7 Waiver of Class Action. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU WAIVE ANY RIGHT TO PARTICIPATE AS A PLAINTIFF, CLASS MEMBER, OR REPRESENTATIVE IN ANY CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR ANY OTHER REPRESENTATIVE PROCEEDING AGAINST THE COMPANY.

16.8 Exceptions. Notwithstanding the foregoing, either party may: (a) bring an individual action in small claims court if the claim qualifies; (b) seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.

16.9 Opt-Out Right. You have the right to opt out of this arbitration agreement by sending written notice of your decision to opt out to [email protected] within thirty (30) days of your first purchase of any Product. Your notice must include your name, mailing address, email address, and a clear statement that you wish to opt out of the arbitration provision. If you opt out, neither you nor the Company can require the other to participate in arbitration, but you will still be bound by all other provisions of these Terms.

16.10 Severability. If any portion of this Section 16 is found to be unenforceable, the remainder of this Section shall remain in full force and effect. However, if the Class Action Waiver in Section 16.6 or 16.7 is found to be unenforceable as to a particular claim, then the entirety of this arbitration agreement shall be null and void with respect to that claim only, and that claim may proceed in court.

16.11 Survival. This arbitration agreement shall survive the termination or expiration of these Terms and your use of the Products and Services.

17. PRIVACY AND DATA COLLECTION

17.1 Privacy Policy. Your use of our Website, Products, and Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Our Privacy Policy is available at https://www.skillacceleratorpro.com/privacy-policy.

17.2 Data Collection. We collect and process personal information as described in our Privacy Policy. By using our Products and Services, you consent to such collection and processing.

17.3 Third-Party Platforms. Our Products and Services utilize third-party platforms and services, including but not limited to:

• (a) Kajabi - Privacy Policy: https://kajabi.com/policies/privacy
• (b) Stripe - Privacy Policy: https://stripe.com/privacy

Your use of our Products and Services may be subject to the privacy practices and policies of these third parties. We encourage you to review their privacy policies.

17.4 Analytics and Tracking. We may use cookies, tracking pixels (such as Facebook Pixel), Google Analytics, and other tracking technologies to analyze website traffic, improve our services, and deliver targeted advertising. By using our Website, you consent to the use of such technologies as described in our Privacy Policy.

17.5 Marketing Communications. By providing your email address, you may receive marketing communications from us. You may opt out of marketing emails at any time by using the unsubscribe link provided in each email or by contacting us at [email protected].

18. THIRD-PARTY LINKS AND SERVICES

18.1 Third-Party Content. Our Website and Products may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We have no control over the content, products, services, or practices of third-party websites and assume no responsibility for them.

18.2 No Endorsement. The inclusion of any third-party link does not imply our endorsement, approval, or recommendation of the linked website or its content, products, or services.

18.3 Third-Party Terms. Your use of third-party websites, services, or resources is at your own risk and subject to the terms and conditions and privacy policies of those third parties.

19. FORCE MAJEURE

The Company shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, civil unrest, government actions, epidemics, pandemics, power outages, internet or telecommunications failures, labor disputes, or any other event beyond our reasonable control.

20. MISCELLANEOUS PROVISIONS

20.1 Severability. If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable, or if modification is not possible, shall be severed from these Terms. The invalidity of any provision shall not affect the validity or enforceability of any other provision.

20.2 Waiver. No waiver by the Company of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure of the Company to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

20.3 Assignment. You may not assign, transfer, or delegate any of your rights or obligations under these Terms without our prior written consent. The Company may freely assign, transfer, or delegate its rights and obligations under these Terms without restriction and without notice to you.

20.4 Headings. The section headings in these Terms are for convenience only and shall not affect the interpretation of these Terms.

20.5 No Partnership. Nothing in these Terms shall be construed to create a partnership, joint venture, agency, or employment relationship between you and the Company.

20.6 Notices. All notices to the Company should be sent to [email protected] or to our mailing address: SKILL ACCELERATOR PRO LLC, 17350 State Hwy 249, Ste 220 #30800, Houston, Texas 77064 USA. Notices to you may be sent to the email address associated with your account.

20.7 Entire Agreement. These Terms, together with our Privacy Policy and any applicable offer-specific terms, constitute the entire agreement between you and the Company regarding the subject matter hereof and supersede all prior or contemporaneous communications, proposals, and agreements, whether oral or written.

21. CONTACT INFORMATION

If you have any questions, concerns, or inquiries regarding these Terms and Conditions, please contact us at:

22. ACKNOWLEDGMENT AND ACCEPTANCE

By checking any acceptance box, clicking any "I Agree" button, completing a purchase, creating an account, or otherwise indicating your acceptance, you acknowledge and agree that:

• (a) You have read these Terms and Conditions in their entirety;
• (b) You understand all provisions contained herein;
• (c) You agree to be legally bound by these Terms;
• (d) You have the legal capacity and authority to enter into this binding agreement;
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